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li::before{content:"";width:.5rem;height:.5rem;border-radius:50%;background:#e8a33d}section{padding:6rem 0}.tint{background:var(--cds-layer-01, #f4f4f4)}.warm{background:#f7f3f2}.kicker{font-size:var(--cds-label-01-font-size, 0.75rem);font-weight:var(--cds-label-01-font-weight, 400);line-height:var(--cds-label-01-line-height, 1.33333);letter-spacing:var(--cds-label-01-letter-spacing, 0.32px);font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--cds-text-secondary, #525252);margin-bottom:.75rem}h2{font-size:2rem;font-weight:400;line-height:1.25;letter-spacing:0;font-size:calc(2rem + 0.25*(100vw - 20rem)/22)}@media(min-width: 42rem){h2{font-size:2.25rem;font-weight:300;line-height:1.22;font-size:calc(2.25rem + 0.375*(100vw - 42rem)/24)}}@media(min-width: 66rem){h2{font-size:2.625rem;line-height:1.19;font-size:calc(2.625rem + 0.375*(100vw - 66rem)/16)}}@media(min-width: 82rem){h2{font-size:3rem;line-height:1.17;font-size:calc(3rem + 0.75*(100vw - 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66rem){.track{font-size:1.5rem;line-height:1.334;font-size:calc(1.5rem + 0.25*(100vw - 66rem)/16)}}@media(min-width: 82rem){.track{font-size:1.75rem;line-height:1.28572;font-size:calc(1.75rem + 0.25*(100vw - 82rem)/17)}}@media(min-width: 99rem){.track{font-size:2rem;line-height:1.25;font-size:2rem}}.track{font-family:'IBM Plex Serif', system-ui, -apple-system, BlinkMacSystemFont, '.SFNSText-Regular', serif;color:var(--cds-text-primary, #161616);max-width:46ch;margin:.5rem 0 .75rem}.mt36{margin-top:2.5rem}.mt28{margin-top:2rem}.cards{display:grid;grid-template-columns:repeat(3, 1fr);gap:1.5rem}.card{background:var(--cds-background, #ffffff);border:1px solid var(--cds-border-subtle-01, #c6c6c6);border-radius:1rem;padding:2rem;box-shadow:0 1px 2px rgba(22,22,22,.04),0 .5rem 1.5rem rgba(22,22,22,.06)}.ic{width:3rem;height:3rem;border-radius:.75rem;background:#fcf4d6;display:grid;place-items:center;margin-bottom:1rem}.ic svg{width:1.5rem;height:1.5rem;stroke:var(--cds-text-primary, #161616);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.card h3,.card h2.h3{font-size:var(--cds-heading-03-font-size, 1.25rem);font-weight:var(--cds-heading-03-font-weight, 400);line-height:var(--cds-heading-03-line-height, 1.4);letter-spacing:var(--cds-heading-03-letter-spacing, 0);font-weight:600;margin-bottom:.5rem;max-width:none}.card p{font-size:var(--cds-body-01-font-size, 0.875rem);font-weight:var(--cds-body-01-font-weight, 400);line-height:var(--cds-body-01-line-height, 1.42857);letter-spacing:var(--cds-body-01-letter-spacing, 0.16px);color:var(--cds-text-secondary, #525252)}.tl{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;position:relative;padding-top:2.5rem}.tl::before{content:"";position:absolute;left:1.5rem;right:1.5rem;top:.75rem;height:2px;background:var(--cds-border-subtle-01, #c6c6c6)}.step{position:relative}.step::before{content:"";position:absolute;left:1.5rem;top:-2.625rem;width:1rem;height:1rem;border-radius:50%;background:#e8a33d;box-shadow:0 0 0 5px var(--cds-background, #ffffff)}.step .k{display:inline-block;font-size:var(--cds-label-01-font-size, 0.75rem);font-weight:var(--cds-label-01-font-weight, 400);line-height:var(--cds-label-01-line-height, 1.33333);letter-spacing:var(--cds-label-01-letter-spacing, 0.32px);font-weight:600;text-transform:uppercase;letter-spacing:.08em;background:var(--cds-background-inverse, #393939);color:var(--cds-text-inverse, #ffffff);padding:.5rem .75rem;border-radius:999px;margin-bottom:1rem}.step h3{font-size:1.75rem;font-weight:400;line-height:1.28572;letter-spacing:0;font-size:calc(1.75rem + 0.25*(100vw - 20rem)/62)}@media(min-width: 82rem){.step h3{font-size:2rem;line-height:1.25;font-weight:400;font-size:calc(2rem + 0*(100vw - 82rem)/17)}}@media(min-width: 99rem){.step h3{font-size:2rem;font-weight:400;font-size:2rem}}.step h3{font-weight:600;margin-bottom:.5rem}.terms{margin-top:3rem;border:1px solid var(--cds-border-subtle-01, #c6c6c6);border-radius:1rem;padding:2rem 2.5rem;background:var(--cds-background, #ffffff)}.tline{font-size:1.25rem;font-weight:400;line-height:1.4;letter-spacing:0;font-size:calc(1.25rem + 0*(100vw - 20rem)/62)}@media(min-width: 82rem){.tline{font-size:1.25rem;line-height:1.4;font-size:calc(1.25rem + 0.25*(100vw - 82rem)/17)}}@media(min-width: 99rem){.tline{font-size:1.5rem;line-height:1.334;font-size:1.5rem}}.tline{font-weight:600;color:var(--cds-text-primary, #161616);margin-bottom:.5rem}.terms p{color:var(--cds-text-secondary, #525252)}.terms .tline{color:var(--cds-text-primary, #161616)}.excl{font-size:var(--cds-body-compact-01-font-size, 0.875rem);font-weight:var(--cds-body-compact-01-font-weight, 400);line-height:var(--cds-body-compact-01-line-height, 1.28572);letter-spacing:var(--cds-body-compact-01-letter-spacing, 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a{padding:8px}.pv-c{font-size:.75rem}}.meth{display:grid;gap:0;border-top:1px solid var(--cds-border-subtle-01, #c6c6c6);margin:.75rem 0}.meth div{display:grid;grid-template-columns:12rem 1fr;gap:1rem;padding:.75rem 0;border-bottom:1px solid var(--cds-border-subtle-01, #c6c6c6)}.meth dt{font-size:var(--cds-label-01-font-size, 0.75rem);font-weight:var(--cds-label-01-font-weight, 400);line-height:var(--cds-label-01-line-height, 1.33333);letter-spacing:var(--cds-label-01-letter-spacing, 0.32px);font-weight:600;color:var(--cds-text-secondary, #525252);text-transform:uppercase;letter-spacing:.06em;padding-top:3px}.meth dd{font-size:var(--cds-body-02-font-size, 1rem);font-weight:var(--cds-body-02-font-weight, 400);line-height:var(--cds-body-02-line-height, 1.5);letter-spacing:var(--cds-body-02-letter-spacing, 0)}.riskc{margin-top:2rem}.riskc h3{font-size:var(--cds-heading-compact-02-font-size, 1rem);font-weight:var(--cds-heading-compact-02-font-weight, 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#161616);border-radius:.5rem;cursor:pointer;font-size:var(--cds-body-compact-02-font-size, 1rem);font-weight:var(--cds-body-compact-02-font-weight, 400);line-height:var(--cds-body-compact-02-line-height, 1.375);letter-spacing:var(--cds-body-compact-02-letter-spacing, 0);font-weight:600;list-style:none}.ae summary::-webkit-details-marker{display:none}.ae summary::before{content:"+";font-weight:600;width:1rem}.ae[open] summary::before{content:"−"}.tag{display:inline-block;font-size:var(--cds-label-01-font-size, 0.75rem);font-weight:var(--cds-label-01-font-weight, 400);line-height:var(--cds-label-01-line-height, 1.33333);letter-spacing:var(--cds-label-01-letter-spacing, 0.32px);font-weight:600;padding:2px 8px;border-radius:999px;white-space:nowrap}.t-c{background:var(--cds-text-primary, #161616);color:var(--cds-background, #ffffff)}.t-e{background:#e0e0e0;color:var(--cds-text-primary, #161616)}.t-v{border:1px solid var(--cds-text-primary, #161616);color:var(--cds-text-primary, 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1fr;gap:.75rem;padding:1rem 0;border-bottom:1px solid var(--cds-border-subtle-01, #c6c6c6);font-size:var(--cds-body-02-font-size, 1rem);font-weight:var(--cds-body-02-font-weight, 400);line-height:var(--cds-body-02-line-height, 1.5);letter-spacing:var(--cds-body-02-letter-spacing, 0)}.when-l li::before{content:counter(w, decimal-leading-zero);font-size:var(--cds-label-01-font-size, 0.75rem);font-weight:var(--cds-label-01-font-weight, 400);line-height:var(--cds-label-01-line-height, 1.33333);letter-spacing:var(--cds-label-01-letter-spacing, 0.32px);font-weight:600;color:var(--cds-text-secondary, #525252);padding-top:4px}.indep{margin-top:1rem;padding-top:.75rem;border-top:1px solid var(--cds-border-subtle-01, #c6c6c6)}.indep-h{font-size:var(--cds-label-01-font-size, 0.75rem);font-weight:var(--cds-label-01-font-weight, 400);line-height:var(--cds-label-01-line-height, 1.33333);letter-spacing:var(--cds-label-01-letter-spacing, 0.32px);font-weight:600;text-transform:uppercase;letter-spacing:.06em;margin-bottom:.5rem}.indep ul{list-style:none;display:grid;gap:.25rem;font-size:var(--cds-body-compact-01-font-size, 0.875rem);font-weight:var(--cds-body-compact-01-font-weight, 400);line-height:var(--cds-body-compact-01-line-height, 1.28572);letter-spacing:var(--cds-body-compact-01-letter-spacing, 0.16px)}.indep li::before{content:"— ";color:var(--cds-text-secondary, #525252)}@media(max-width: 41.98rem){.when{padding:3rem 0}.when-h{font-size:1.5rem}.when-l li{grid-template-columns:2rem 1fr;font-size:1.0625rem}}.cred1{color:var(--cds-text-primary, #161616);font-weight:600;margin-bottom:.25rem}.bio .cred.cred1{color:var(--cds-text-primary, #161616);font-weight:600}.breadth{font-size:var(--cds-body-02-font-size, 1rem);font-weight:var(--cds-body-02-font-weight, 400);line-height:var(--cds-body-02-line-height, 1.5);letter-spacing:var(--cds-body-02-letter-spacing, 0);color:var(--cds-text-primary, #161616);margin:1rem 0;padding-left:.75rem;border-left:2px solid #e8a33d;max-width:60ch}.fs-intro{font-size:var(--cds-body-02-font-size, 1rem);font-weight:var(--cds-body-02-font-weight, 400);line-height:var(--cds-body-02-line-height, 1.5);letter-spacing:var(--cds-body-02-letter-spacing, 0);color:var(--cds-text-secondary, #525252);max-width:60ch}.case-intro{font-size:var(--cds-body-compact-02-font-size, 1rem);font-weight:var(--cds-body-compact-02-font-weight, 400);line-height:var(--cds-body-compact-02-line-height, 1.375);letter-spacing:var(--cds-body-compact-02-letter-spacing, 0);color:var(--cds-text-secondary, #525252);margin:0 0 1.5rem;max-width:60ch}@media print{.excerpt .case-intro{display:block}}@media print{.sheet[lang=pt-PT]{zoom:.96}}.fsample-s{padding-bottom:2.5rem}.pcb{padding-top:1.5rem}